Debt Buddy provides supportive and professional guidance for Australians experiencing financial stress. If you are struggling with credit cards, personal loans, payday loans or other unsecured debts, a Part 9 Debt Agreement may be available depending on your situation. This is a legally binding repayment option under the Bankruptcy Act and is designed to help people manage their debts in a structured and affordable way.
Our team explains the benefits and considerations clearly, including how it may affect your credit file and what types of debts can be included. We offer a respectful, no-pressure conversation to help you understand whether this option may suit your needs. Debt Buddy is committed to transparency, dignity, and helping you take practical steps toward financial control.